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Pension Planning Services
Over 150 Years of Experience | Free Consultation | Se Habla Español
Over 150 Years of Experience
Free Consultation
Se Habla Español
Get Start-to-Finish Pension Planning and Care
From designing a pension plan to administering it over the years, locally owned Pension Management Consultants help you and your employees work with the future in mind.
Our staff is fully credentialed and speaks English and Spanish, while our company backs their work with over 150-plus years of combined experience in the financial industries. Call us today to learn more about our pension planning services.
Design a Plan That Best Fits Your Needs
Start your planning with a FREE consultation where we learn your goals and then help you design a plan that fits them.
- Meet with principals to discuss objectives
- Review employee census information
- Generate proposed allocations for review
- Consider investment options with a financial advisor
- Prepare plan and trust documents as required by IRS and DOL
- Prepare request for IRS determination letter, if applicable
- Obtain trust tax ID number
- Prepare specific administrative materials, notices, and enrollment forms for the plan
- Conduct employee meetings to communicate plan provisions
Comprehensive Pension Consulting Available
- Plan adoptions, amendments, terminations, mergers
- Resolutions, minutes
- CPA audit assistance
- IRS and DOL audit assistance
- Multiple entities
- Projections, special studies
- Prohibited transaction reporting and correction
Relax and Let Us Handle the Administration of Your Plan
Our services will ensure your retirement plan is operating according to the laws established under the Internal Revenue Service, Department of Labor, and ERISA.
- Request employee census and payroll information
- Request trust and investment records
- Compute employee eligibility
- Compute participant vesting percentages
- Compute allocation of employer contributions and forfeitures
- Reconcile trust, allocate investment earnings
- Run discrimination tests and compliance reports, including §404 contribution deducibility calculations, §415 annual additions testing, §416 Top Heavy Testing, §410(b) Coverage Testing, §401(k) ADP or ACP Testing and Gateway, and §401(a)(4) testing
- Prepare instructions, notices, forms
- Process participant benefit payments
- Process participant loans and distributions
- Prepare IRS Forms 5500 Series, 8955-SSA, 5558, 1099-R, 1096 and 945
- Prepare Summary Annual Report for participants
- Prepare valuation reports and participant statements
- Consult with actuarial services (defined benefit plans)
- Monitor minimum mandatory distributions
- Provide management and employee meetings
Learn More About
Pension Management Consultants
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